Rowanstone Business Loans of St. Joseph, Missouri is a funding broker, not a lender. It matches requests with funding partners, who make credit decisions and set rates and terms. A merchant cash advance is not a loan. Approval, amount, rate and timing are never promised here.
A Broker, Not a Lender
Rowanstone Business Loans is a small-business funding broker, not a lender. It does not lend money, make credit decisions or set rates or terms. It takes a request, explains funding types, and with the owner's consent matches the request with funding partners.
Partners Make the Decisions
Each funding partner runs its own review and decides on approval, amount, rate, fees, schedule and security. A partner's offer is the partner's; Rowanstone does not change it. The business owner decides whether to accept.
Nothing Here Promises Approval, Amount, Rate or Timing
Nothing on this site is an offer of credit or a promise of approval, of any amount, of any rate or of any timing. Figures in worked examples are invented to show arithmetic and are not offers.
A Merchant Cash Advance Is Not a Loan
A merchant cash advance is a purchase of future receivables. Amounts are collected from sales as the agreement sets; it carries no interest rate and is not a loan.
Licensing Status
Questions about Rowanstone's registration or licensing status go to the owner's counsel; this site makes no statement about them.
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